Waterbury Postal Employees

Federal Credit Union

135 Grand Street, Room 209

P.O. Box 241

Waterbury, CT  06720-0241

 203-756-2891 

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 RATES 

 IRA / Share Accounts 
 
 

Account Type

Regular Share Account

Club Accounts

Regular IRA Shares

 

Dividend Rate

.25%

.25%

.50%

Annual % Yield (APY)

.25%

.25%

.50%

Compounded

Quarterly

Quarterly

Quarterly

 Fixed Home Equity Loan 
 

Term

5 Years

10 Years

15 Years

No application fee. No appraisal fee, based on closing. No closing costs.

Minimum Amount = $7,500.00 / Maximum Amount = $125,000.00

Annual % Rate (APR)

3.875%

4.50%

5.00%

Annual % Rate (APR)

2.75% Current Share Dividend Rate + 2.50%

3.75% Current Share Dividend Rate + 3.50%

Term

5 Years

10 Years

 Share Secured - Personal Loan 
 

All rates current as of 8/1/2018. Loan rates are subject to change without notice.

 

Total loan amount cannot exceed $15,000.

 Unsecured - Personal Loan 
 
 

Annual % Rate (APR)

6.00%

7.25%

8.50%

10.00%

11.00%

Term

1 Year

2 Years

3 Years

4 Years

5 Years

 
 New & Used Vehicle Loan 
 

100% financing available for new and used auto, truck and motorcycle purchases.

Term

Annual % Rate (APR)

NEW VEHICLES

Annual % Rate (APR)

USED VEHICLES

2 Years

3 Years

4 Years

5 Years

6 Years

1.75%

2.75%

3.00%

3.25%

4.35%

2.50%

3.50%

3.65%

4.00%

5.35%

 Recreational Vehicle Loan 
 

Financing available for boat, RV, tow-behind and travel trailer purchases.

 

Annual % Rate (APR)

6.00%

6.50%

7.00%

7.50%

8.00%

8.50%

Term

5 Years

6 Years

7 Years

8 Years

9 Years

10 Years

 Educational Loan 
 
 

Annual % Rate (APR)

4.00%

4.75%

5.50%

5.90%

6.25%

 

Term

1 Year

2 Years

3 Years

4 Years

5 Years