RATES
IRA / Share Accounts
Account Type
Regular Share Account
Club Accounts
Regular IRA Shares
Dividend Rate
.50%
.50%
.50%
Annual % Yield (APY)
.50%
.50%
.50%
Compounded
Quarterly
Quarterly
Quarterly
All rates current as of 12/1/2024. Loan rates are subject to change without notice.
Fixed Home Equity Loan
No application fee. No appraisal fee, based on closing. No closing costs.
Minimum Amount = $7,500.00 / Maximum Amount = $125,000.00
Term
5 Years
10 Years
15 Years
Annual % Rate (APR)
6.00%
6.25%
6.50%
Share Secured - Personal Loan
Annual % Rate (APR)
3.25% Current Share Dividend Rate + 2.75%
4.25% Current Share Dividend Rate + 3.75%
Term
5 Years
10 Years
Total loan amount cannot exceed $15,000.
Unsecured - Personal Loan
Annual % Rate (APR)
8.75%
10.25%
12.50%
13.25%
14.00%
Term
1 Year
2 Years
3 Years
4 Years
5 Years
New & Used Vehicle Loan
100% financing available for new and used auto, truck and motorcycle purchases.
Term
Annual % Rate (APR)
NEW VEHICLES
Annual % Rate (APR)
USED VEHICLES
2 Years
3 Years
4 Years
5 Years
6 Years
4.75%
5.25%
5.50%
5.75%
6.00%
5.50%
5.75%
6.00%
6.25%
6.75%
Recreational Vehicle Loan
Financing available for boat, RV, tow-behind and travel trailer purchases.
Annual % Rate (APR)
6.75%
7.50%
8.00%
8.50%
9.00%
9.50%
Term
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
Educational Loan
Annual % Rate (APR)
4.00%
4.75%
5.50%
5.90%
6.25%
Term
1 Year
2 Years
3 Years
4 Years
5 Years