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 RATES 

 IRA / Share Accounts 
 

Account Type

Regular Share Account

Club Accounts

Regular IRA Shares

Rates - Deposit

Dividend Rate

.50%

.50%

.50%

Annual % Yield (APY)

.50%

.50%

.50%

Compounded

Quarterly

Quarterly

Quarterly

All rates current as of 4/1/2024. Loan rates are subject to change without notice.

Rates - Fixed Home Equity Loan
 Fixed Home Equity Loan 
 

No application fee. No appraisal fee, based on closing. No closing costs.

Minimum Amount = $7,500.00 / Maximum Amount = $125,000.00

Term

5 Years

10 Years

15 Years

Annual % Rate (APR)

6.00%

6.25%

6.50%

Rates - Share Secured
 Share Secured - Personal Loan 
 

Annual % Rate (APR)

3.25% Current Share Dividend Rate + 2.75%

4.25% Current Share Dividend Rate + 2.75%

Term

5 Years

10 Years

Rates - Unsecured

Total loan amount cannot exceed $15,000.

 Unsecured - Personal Loan 
 

Annual % Rate (APR)

8.25%

9.50%

10.00%

11.00%

12.00%

Term

1 Year

2 Years

3 Years

4 Years

5 Years

Rates - New & Used Vehicle
 New & Used Vehicle Loan 
 

100% financing available for new and used auto, truck and motorcycle purchases.

Term

Annual % Rate (APR)

NEW VEHICLES

Annual % Rate (APR)

USED VEHICLES

2 Years

3 Years

4 Years

5 Years

6 Years

4.75%

5.25%

5.50%

5.75%

6.00%

5.50%

5.75%

6.00%

6.25%

6.75%

Rates - Recreational Vehicle
 Recreational Vehicle Loan 
 

Financing available for boat, RV, tow-behind and travel trailer purchases.

Annual % Rate (APR)

6.75%

7.50%

8.00%

8.50%

9.00%

9.50%

Term

5 Years

6 Years

7 Years

8 Years

9 Years

10 Years

Rates - Educational Loan
 Educational Loan 
 

Annual % Rate (APR)

4.00%

4.75%

5.50%

5.90%

6.25%

 

Term

1 Year

2 Years

3 Years

4 Years

5 Years

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