RATES
IRA / Share Accounts
Account Type
Regular Share Account
Club Accounts
Regular IRA Shares
Dividend Rate
.25%
.25%
.50%
Annual % Yield (APY)
.25%
.25%
.50%
Compounded
Quarterly
Quarterly
Quarterly
All rates current as of 5/1/2021. Loan rates are subject to change without notice.
Fixed Home Equity Loan
Term
5 Years
10 Years
15 Years
No application fee. No appraisal fee, based on closing. No closing costs. Minimum Amount = $7,500.00 / Maximum Amount = $125,000.00
Annual % Rate (APR)
2.875%
3.50%
4.00%
3.375%
4.00%
4.50%
Share Secured - Personal Loan
Annual % Rate (APR)
2.75% Current Share Dividend Rate + 2.50%
3.75% Current Share Dividend Rate + 3.50%
Term
5 Years
10 Years
Total loan amount cannot exceed $15,000.
Unsecured - Personal Loan
Annual % Rate (APR)
6.00%
7.00%
8.00%
9.25%
10.00%
Term
1 Year
2 Years
3 Years
4 Years
5 Years
New & Used Vehicle Loan
100% financing available for new and used auto, truck and motorcycle purchases.
Term
Annual % Rate (APR)
NEW VEHICLES
Annual % Rate (APR)
USED VEHICLES
2 Years
3 Years
4 Years
5 Years
6 Years
1.75%
2.75%
3.00%
3.25%
4.35%
2.50%
3.50%
3.65%
4.00%
5.35%
Recreational Vehicle Loan
Financing available for boat, RV, tow-behind and travel trailer purchases.
Annual % Rate (APR)
6.00%
6.50%
7.00%
7.50%
8.00%
8.50%
Term
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
Educational Loan
Annual % Rate (APR)
4.00%
4.75%
5.50%
5.90%
6.25%
Term
1 Year
2 Years
3 Years
4 Years
5 Years